I Evaluated 10 Greatest Free Accounting Software program for 2026

Managing funds can really feel overwhelming for small enterprise house owners, startups, and solo entrepreneurs. Monitoring bills, producing stability sheets, managing money movement, and making ready for taxes usually requires costly software program or a major quantity of guide work.

Free accounting software program solves this downside by offering sturdy instruments to handle your funds with out the excessive value. These platforms simplify bookkeeping, automate workflows, and provide you with a transparent snapshot of your online business’s monetary well being, all totally free.

After reviewing G2 knowledge, I’ve compiled a listing of one of the best free accounting software program. This information is for anybody who needs to ascertain a dependable accounting system, discover a number of choices, and discover the fitting software with out incurring a major expense.

The worldwide accounting software program market is increasing quickly as companies of all sizes undertake digital instruments to handle funds, automate bookkeeping, and enhance monetary accuracy. The market is forecasted to develop to round $31.25 billion by 2030.

Whereas many highly effective platforms are paid, free accounting software program choices are gaining traction, providing core functionalities with out upfront prices, which is particularly useful for bootstrapped groups and solo entrepreneurs. 

Beneath are among the greatest free accounting software program instruments I like to recommend for small companies and freelancers:

The product listing beneath accommodates actual person critiques from one of the best free accounting software program class web page. It’s necessary to notice that within the context of this listing, distributors providing a free trial are additionally thought-about free.

To be included on this class, an answer should:

• Assist a company preserve a chart of accounts and a normal ledger
• Present accounts receivable and invoicing automation options
• Automate accounts payable workflows for fee processing and buy orders
• Permit creation of journal entries for transaction and account stability changes
• Observe prices and revenues to assist corporations decide profitability
• Handle money, financial institution accounts, and fee strategies
• Assist customers with the monetary shut course of on the finish of every accounting interval
• Ship reviews like monetary statements and dashboards for monitoring monetary KPIs

*This knowledge was pulled from G2 in 2025. Some critiques might have been edited for readability.

FreshBooks is a web based accounting platform that helps companies save time with process automation. It makes monetary record-keeping simple with options resembling invoicing, expense monitoring, fee processing, and gross sales tax reporting  14% of G2 reviewers reward the power to offer pre-built and customized reviews and dashboards. It’s also possible to ship proposals, arrange recurring billing, and run enterprise well being reviews utilizing FreshBooks. 

Professionals and cons of FreshBooks: My take

What G2 customers like about FreshBooks:

“FreshBooks has been probably the most inventive accounting companies ever since. You possibly can decide it up instantly and go everytime you need. As a startup and a multidisciplinary artist, a lot of my enterprise has been part-time, so I’ve been out and in. Nonetheless, FreshBooks has all the time been there and has had my knowledge prepared. That supported my small enterprise earlier than and after the pandemic. It is versatile and nice to log in to, and it is so helpful!

My favourite options are the timer and the bills within the venture menu. I like how all of the options work collectively to save lots of time and make issues simple for my shoppers. The service has supplied most of what I would like and little or no of what I do not. The platform does not look stale and thrilling. It is an inviting app that feels very comfy to make use of. Customer support is extraordinarily responsive as effectively.”

– FreshBooks Overview, M. A.

What G2 customers dislike about FreshBooks:

“I want it had been simpler to maintain issues correct. For instance, inside bills, I want I may sub-categorize expense accounts as a substitute of getting to create journal entries. I additionally want transactions could possibly be coded to belongings and liabilities, in addition to bills and the price of items. I really feel like I’ve to do extra steps to maintain my bookwork correct, and it will get very complicated.”

– FreshBooks Overview, Bridget V.

Microsoft Dynamics 365 Enterprise Central is an all-in-one enterprise administration platform that helps companies join finance, gross sales, service, and operations in a single software. Excellent for small and mid-sized organizations, this platform creates and manages normal ledger, accounts payable, accounts receivable, and money movement for monetary agility. 

Professionals and cons of Microsoft Dynamics 365 Enterprise Central: My take

What G2 customers like about Microsoft Dynamics 365 Enterprise Central:

“I like the way it simply connects with different Microsoft instruments like Workplace 365, making it tremendous handy. It has every little thing it is advisable handle funds, operations, gross sales, and customer support in a single place. Plus, it’s user-friendly and will be personalized to suit your enterprise completely. Being cloud-based, it’s accessible from wherever and might develop with your online business.”

– Microsoft Dynamics 365 Enterprise Central Overview, Vojtěch M.

What G2 customers dislike about Microsoft Dynamics 365 Enterprise Central:

“Microsoft Dynamics 365 Enterprise Central might not be essentially the most intuitive software program at first, as there’s a little bit of a studying curve initially, particularly for customers unfamiliar with comparable enterprise administration platforms. Furthermore, it may be dear, particularly for smaller companies. Implementation and help charges are additionally substantial prices. Some integrations with third-party instruments will be tough.”

– Microsoft Dynamics 365 Enterprise Central Overview, Rohan M.

QuickBooks Desktop Enterprise is designed for companies with intensive accounting wants. In response to G2 Knowledge, 63% customers highlighted the power to handle, observe, and report on a number of fee varieties, with customizable and automatic purchase-to-pay workflows.

The platform provides a spread of options, together with stock administration, customized reporting, and pricing rule administration. Customers can entry knowledge remotely whereas making certain knowledge safety with automated backups and person entry controls. Aside from these big selection of options, the platform additionally helps you handle gross sales orders, vendor transactions, and payroll functionalities. 

Professionals and cons of QuickBooks Desktop Enterprise: My take

What G2 customers like about QuickBooks Desktop Enterprise:

“It is user-friendly and simple to make use of. A number of customers can use it, however solely the admin has the authority to switch sure necessary settings. Financial institution feeds are a cool function, and we are able to add bulk transactions with GL, which might document bulk transactions inside a couple of minutes.”

– QuickBooks Desktop Enterprise Overview, CA Hiten S.

What G2 customers dislike about QuickBooks Desktop Enterprise:

“One potential drawback of QuickBooks Desktop Enterprise is its greater value than different variations of QuickBooks.”

– QuickBooks Desktop Enterprise Overview, Jamila G.

QuickBooks Desktop Professional caters to small to medium-sized companies, dealing with numerous accounting duties resembling invoicing, payroll administration, expense monitoring, and stock administration. It helps accounts payable and receivable to assist you to keep on high of vendor and buyer funds. QuickBooks Desktop Professional helps companies generate money movement statements, revenue and loss reviews, and stability sheets. Different options embody financial institution reconciliation, tax preparation, job costing, and time monitoring.

Professionals and cons of QuickBooks Desktop Professional: My take

What G2 customers like about QuickBooks Desktop Professional:

“I like having all of my monetary data in a single place, the convenience of making and sending invoices, service provider companies, and Outlook integrations, and my bookkeeper with the ability to use it to maintain every little thing updated.”

– QuickBooks Desktop Professional Overview, Bernhard H.

What G2 customers dislike about QuickBooks Desktop Professional:

“Generally the system will glitch or have little quirks just like the paycheck preview display screen being too small to view all data.”

– QuickBooks Desktop Professional Overview, Yuneis A.

QuickBooks On-line streamlines accounting processes with options resembling earnings and expense monitoring, customized bill creation, estimate era, and seamless checking account syncing. In response to G2 Knowledge, 1468 G2 reviewers reward it is skill to automates chronological monitoring of transactions which have affected a particular operation, process, occasion or document. By way of this software, customers can generate gross sales and revenue reviews, handle and pay payments, and extra. QuickBooks On-line additionally lets you observe stock, put together 1099 varieties, and monitor profitability.

Professionals and cons of QuickBooks On-line: My take

What G2 customers like about QuickBooks On-line:

“We like that it’s simple to begin accounting journal entries for any new entities thought-about to have a separate stability sheet. It has a big number of ready-to-use and set-up performance. QuickBooks On-line is linked to most baking APIs and factoring accounts in North America. It’s priced very effectively for corporations of each measurement and use case.”

– QuickBooks On-line Overview, Andrii L.

What G2 customers dislike about QuickBooks On-line:

“Though QuickBooks On-line has many helpful options, the pricing plan has some disadvantages. Moreover, I sometimes must make the most of different instruments to deal with the venture as a result of it isn’t very configurable to match virtually all duties.”

– QuickBooks On-line Overview, Sara C.

QuickBooks On-line Superior offers highly effective accounting options to mid-sized and rising companies. The platform options customized enterprise analytics, visible money movement, income dashboards, and money movement visualization. Companies may also create customized person roles, entry real-time knowledge from a number of places, and observe mileage utilizing this on-line accounting software program.

Professionals and cons of QuickBooks On-line Superior: My take

What G2 customers like about QuickBooks On-line Superior:

“That is precious for companies that cope with shares. QuickBooks On-line Superior can develop with companies, accommodating elevated transaction volumes and complexity with out requiring a change to a distinct platform. The power to generate customizable reviews offers precious insights into monetary efficiency, helps with decision-making, and offers customers peace of thoughts relating to the security of their monetary knowledge.”

– QuickBooks On-line Superior Overview, Mohammad A.

What G2 customers dislike about QuickBooks On-line Superior:

“Customer support just isn’t good. If consumer funds fail, it logs it as “fee disputed” (even when it was simply as a result of inadequate funds), and it isn’t simple to clear. Moreover, typically funds will probably be processed solely to be returned to the client, and QuickBooks retains all of the charges. No challenge with Stripe on this. The fee will not even undergo, to start with an correct purpose as to why.”

– QuickBooks On-line Superior Overview, Ashley D.

TallyPrime is a enterprise administration resolution that makes it easy to handle receivables, payables, and fee timelines. The platform allows companies to trace inventory motion, optimize money movement, and create insightful reviews. In response to G2 Knowledge, it takes roughly 12 months to see ROI from the software.  Firms use it to adjust to tax laws, together with different options resembling e-invoicing, payroll administration, credit score administration, and enhanced safety.

Professionals and cons of TallyPrime: My take

What G2 customers like about TallyPrime:

“TallyPrime has a simple person interface, GST compliance, help for a lot of currencies, highly effective stock administration, banking options, and knowledge safety.”

– TallyPrime Overview, Deep D.

What G2 customers dislike about TallyPrime:

“This software program doesn’t seamlessly combine with different third-party functions, which is difficult for the enterprise. TallyPrime just isn’t cell pleasant, so you can not count on accessibility on the go.”

– TallyPrime Overview, Swetank D.

Xero revolutionizes accounting for small and medium-sized corporations with its cloud-based capabilities. It lets you effortlessly create invoices and quotes, reconcile financial institution transactions, and acquire an outline of your monetary efficiency. The platform additionally lets you handle and forecast your money movement. Superior plans unlock options for managing expense claims, a number of forex transactions, and job costing.

Professionals and cons of Xero: My take

What G2 customers like about Xero:

“Aside from seamless accounting companies, Xero provides direct integration with many widespread stock administration software program like CIN7 Core, making it simple for companies to have excellent synchronization of information throughout a company. As soon as linked, Cin7 Core turns into the central hub for inventory-related actions. Purchases, gross sales, and manufacturing processes sync seamlessly with Xero. It integrates effectively with job playing cards and hyperlinks stock to particular jobs. I’ve skilled immediate help from the customer support crew for troubleshooting and resolving in case of occasional sync points.”

– Xero Overview, Sharath P.

What G2 customers dislike about Xero:

“The dearth of curiosity in partaking and really listening to your clients. These present adjustments you’re selling haven’t got the essential performance of the present model. e.g., tracked stock wants to point out the obtainable stock in quotes and invoicing. Please cease making pointless adjustments. If it is not damaged, do not repair it! All you’re doing is annoying your customers and giving us a purpose to begin trying round for different software program.”

– Xero Overview, Rachel O.

Zoho Books is the go-to resolution for accountants, small-scale companies, and mid-market organizations. Its core options embody invoicing, gross sales order administration, banking, stock administration, expense monitoring, and reporting. In response to G2 Knowledge, 43% customers praised real-time stock monitoring that maintains correct ‘readily available’ data by matching reserved stock from buy and gross sales orders. Customers may also handle audit trails, paperwork, e-invoicing, and GST submitting with Zoho Books. 

Professionals and cons of Zoho Books: My take

What G2 customers like about Zoho Books:

“All accounting duties have been simpler to hold out via Zoho Books. The convenience of coming into knowledge and doing computerized calculations is one of the best factor that may occur to me. I do not like accounting due to all of the quantity administration concerned. Nonetheless, with Zoho Books, it’s a lot simpler to hold out operations. It has been my salvation to generate accounts receivable as a result of they’re additionally very safe, and you’ve got confidence that the info entered is not going to be uncovered.”

– Zoho Books Overview, Caroline B.

What G2 customers dislike about Zoho Books:

“Zoho Books has limitations in customization for reviews and invoices. It’s simple to combine with different Zoho functions, however difficult to combine with third-party functions. Migrating knowledge for a enterprise with a considerable amount of knowledge could be very sophisticated.”

– Zoho Books Overview, Guru B.

Trying to calculate belongings, liabilities, and fairness with out counting on a software? Try this free stability sheet template to get began! 

This text was initially revealed in 2024. It has been up to date with new data.